Alerts

Alerts

November 14, 2016

Watch Out For Fake Apps!

The holidays are here and the scammers are out in force. Their latest trick is fake apps. Starbucks started the first "retail app" it, and many stores have followed.
But scammers are now creating fake apps, trick you into downloading them to your smartphone or tablet, and ask you to load your credit card information in these apps. You can guess what happens next.

Here are 5 things to keep in mind:

  1. Be very judicious in deciding what app to download. Better safe than sorry.
  2. If you *do* decide to download an app, first thing to check is the reviews, apps with few reviews or bad reviews are a big Red Flag.
  3. Never click on a link in any email to download a new app. Only go to the website of the retailer to get a link to the legit app on the App Store or Google Play.
  4. Give as little information as possible if you decide to use an app.
  5. Be very, very reluctant to link your credit card to any app!

There is more information about this at the New York Times:
http://www.nytimes.com/2016/11/07/technology/more-iphone-fake-retail-apps-before-holidays.html


November 1, 2016

Planning on using your debit card during the holiday season?

If you experience any issues while using your card, please contact us immediately.
After normal banking hours, you may call the phone number listed on the back of your card (866-508-2693).

Shopping online using your debit card?

MasterCard has implemented an extra layer of security called Secure Code. This means if a cardholder is performing a transaction on a Secure Code enabled website (Merchant is setup with Secure Code), the transaction will be denied until the cardholder enrolls. To learn more and enroll for free the cardholder will need to go to https://shazam.cardinalcommerce.com/CardServices.

If you experience any issues please contact us at 618-498-6466 and ask for the bookkeeping department.



April 21, 2016

Fraud is Everywhere…Protect Yourself!

Beware criminals on the other end of the phone, email or website could be attempting to collect your personal information in order to help themselves to your money. Do not allow remote access to your computer unless it’s from a trusted source. Remember, we will never ask you for personal information or your account number in an email; do not respond to emails that warn of dire consequences; check your accounts regularly; look for the padlock key when submitting sensitive info over the internet. You should never reveal any of your personal and confidential information to a source that cannot be confirmed. Visit www.jerseystatebank.com/security for tips.

April 29, 2015

Treat Your Personal Information Like Cash

Don’t hand it out to just anyone. Your Social Security number, credit card numbers, and bank and utility account numbers can be used to steal your money or open new accounts in your name. So every time you are asked for your personal information – whether in a web form, an email, a text, or a phone message – think about whether you can really trust the request. In an effort to steal your information, scammers will do everything they can to appear trustworthy.



July 3, 2014

Shopping online using your debit card?

MasterCard has implemented an extra layer of security called Secure Code. This means if a cardholder is performing a transaction on a Secure Code enabled website (Merchant is setup with Secure Code), the transaction will be denied until the cardholder enrolls. To learn more and enroll for free the cardholder will need to go to: https://www.shazam.net/MasterCardSecureCodeWeb/html/SecureCode.html

May 30, 2014

Vishing ALERT

Beware criminals on the other end of the phone or website could be attempting to collect your personal information in order to help themselves to your money.

The bank has been notified by SHAZAM, our debit card vendor, that some of their financial institutions’ cardholders are receiving fraudulent telephone calls from someone claiming to be from SHAZAM, Inc.

Fraudulent Call

During the telephone call, the fraudster asks the cardholder for personal information, such as a primary account number (PAN) and PIN. It is important that you know that SHAZAM will never ask for a full PAN or a PIN. The exception to this is if a cardholder calls SHAZAM to report his or her card lost or stolen.

Action

Please notify us at 618-498-6466 if you receive a fraudulent telephone call.



May 21, 2014

Vishing ALERT

The bank is aware of potential fraud scams in our area involving online banking and bill pay. We strongly encourage you to monitor your checking, savings and loans closely. You can do so with Online Banking, Mobile Banking, or Telephone Banking. If you suspect any suspicious activity please contact our bookkeeping department at 618-498-6466


Phishing ALERT

Please Share This with your Family/Friends

Victims of the Target data breach are vulnerable to phishing attacks right now. Remember, we will never ask you for personal information or your account number in an email; do not respond to emails that warn of dire consequences; check your accounts regularly; look for the padlock key when submitting sensitive info over the internet.