Our employees are approachable, caring, and passionate about our customers. From character to expertise, we employ a level of professionalism that consistently exceeds expectations. Every Jersey State Bank employee is a keen listener with the power to respond, providing a level of value and service that makes the banking experience exceptional. Our vision is "unbeatable service." We believe we have the best team, delivering the best customer experience in this area.

We offer challenging job opportunities, outstanding benefits to full-time employees, training and development and a rewarding culture that encourages a work/life balance.

Employee Benefits

We believe in offering our full-time employees a complete benefits package that meets their personal and family needs. We know how important it is to provide benefits that make a difference and we are continuously exploring programs to enhance our package.

Benefits offered to full-time employees include:

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Health Reimbursement Arrangement
  • Flexible Spending Account
  • Life Insurance
  • Long Term Disability
  • 401(k) Retirement and Profit Sharing
  • Paid Vacations
  • Paid Sick Time
  • Paid Personal Time
  • Paid Holidays
  • Employee Assistance Program
  • Free Safe Deposit Box
  • Free Checking Account

We are an equal opportunity employer, and a drug-free workplace.

How to Apply

To apply for current opportunities or for future employment consideration:

  1. Obtain an Application here, or stop in at our main bank or our Grafton Branch to pick up an application.
  2. Return your completed Application and Resume to us in person, by fax, mail or email.

    Fax: 618-498-9266
    Mail: Jersey State Bank
    Human Resources Department
    1000 South State Street
    Jerseyville, IL 62052

Jersey State Bank is an Equal Opportunity Employer


We are currently accepting applications for a full-time Credit Analyst to provide in-depth credit analysis on new and existing customers. Candidates applying must be organized, detail oriented and have the ability to think and work independently.

JOB SUMMARY: Responsible for analyzing and monitoring the credit worthiness of the bank’s customers. Review financial statements, tax returns and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank. Provide direct service to new and existing bank customers.

  • Analyze financial information on new and existing loans and prepare preliminary analysis for the lender.
  • Evaluate, interpret and prepare financial spreadsheets, cash flows and projections.
  • Prepare and assist in the writing of loan summaries and loan memorandums for presentation to lenders and/or loan committees.
  • Maintain and update collateral information in loan files, ensuring that all collateral has been properly secured.
  • Perform Appraisal reviews.
  • Provide technical advice and assistance to loan officers.
  • Prepare a variety of monthly and quarterly reports that monitor the loan department.
  • Follow all applicable laws and regulations.


0 – 2 years relevant experience in credit analysis.
Excellent financial, analytical and problem solving skills.
College degree in Business Administration/Finance.
Knowledge and experience using MS Word, Excel and/or other financial software.
Excellent communication skills.
Strong sales/business development skills.
Must be able to deliver strong customer service.

This job summary includes the primary functions of the job, but is not an exhaustive or comprehensive list of all possible job responsibilities, tasks, and duties. The responsibilities, tasks, and duties may differ from those outlined in the job description and other duties, as assigned, may be required. All bankers are expected to follow Bank Secrecy Act and other regulatory requirements related to the position.

This document does not create an employment contract. Employees are employed on an "at will" basis and may be terminated at any time. Jersey State Bank is an EOE/M/F/V/D.

Return your completed Application to us in person, by fax, mail or email.

Fax: 618-498-9266
Jersey State Bank
Human Resources Department
1000 South State Street
Jerseyville, IL 62052

EEO/AA Employer/Minority/Female/Disability/Veteran/Sexual Orientation/Gender Identity